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	<title>Home Business &#187; insurance premiums</title>
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		<title>Refinancing Mortgage Loans</title>
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		<pubDate>Thu, 01 Oct 2009 21:00:48 +0000</pubDate>
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				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[credit insurance premiums]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home equity loan]]></category>
		<category><![CDATA[insurance premiums]]></category>
		<category><![CDATA[law permits]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Truth in Lending Act]]></category>

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		<description><![CDATA[If you're refinancing your mortgage or applying for a home equity installment loan, you should know about the Home Ownership and Equity Protection Act of 1994 (HOEPA). The law addresses certain deceptive and unfair practices in home equity lending.]]></description>
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