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	<title>Home Business &#187; Real Estate</title>
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	<link>http://successfull-rewards.com</link>
	<description>Get the knowledge you need for success</description>
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		<title>Refinancing Mortgage Loans</title>
		<link>http://successfull-rewards.com/real-estate/refinancing-mortgage-loans</link>
		<comments>http://successfull-rewards.com/real-estate/refinancing-mortgage-loans#comments</comments>
		<pubDate>Thu, 01 Oct 2009 21:00:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[credit insurance premiums]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home equity loan]]></category>
		<category><![CDATA[insurance premiums]]></category>
		<category><![CDATA[law permits]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Truth in Lending Act]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=132</guid>
		<description><![CDATA[If you're refinancing your mortgage or applying for a home equity installment loan, you should know about the Home Ownership and Equity Protection Act of 1994 (HOEPA). The law addresses certain deceptive and unfair practices in home equity lending.]]></description>
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		<title>Where to Shop For A Mortgage</title>
		<link>http://successfull-rewards.com/real-estate/where-to-shop-for-a-mortgage</link>
		<comments>http://successfull-rewards.com/real-estate/where-to-shop-for-a-mortgage#comments</comments>
		<pubDate>Wed, 16 Sep 2009 19:16:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Adjustable-rate mortgage]]></category>
		<category><![CDATA[Department of Veterans Affairs]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[Fixed rate mortgage]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage loan]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=130</guid>
		<description><![CDATA[When you're shopping around, you will find that some home mortgage lenders have special programs to assist veterans and low-income or first-time homebuyers. ]]></description>
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		<title>Home Improvement Games</title>
		<link>http://successfull-rewards.com/real-estate/home-improvement-games</link>
		<comments>http://successfull-rewards.com/real-estate/home-improvement-games#comments</comments>
		<pubDate>Wed, 16 Sep 2009 19:13:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[appropriate insurance]]></category>
		<category><![CDATA[Better Business Bureau]]></category>
		<category><![CDATA[Builders Association]]></category>
		<category><![CDATA[competent contractor]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[contractor]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[General contractor]]></category>
		<category><![CDATA[Home equity loan]]></category>
		<category><![CDATA[Home improvement]]></category>
		<category><![CDATA[insurance certificates]]></category>
		<category><![CDATA[insurance coverage]]></category>
		<category><![CDATA[Lien waiver]]></category>
		<category><![CDATA[local consumer agency]]></category>
		<category><![CDATA[local newspaper]]></category>
		<category><![CDATA[local telephone directory]]></category>
		<category><![CDATA[Mechanic's lien]]></category>
		<category><![CDATA[particular contractor]]></category>
		<category><![CDATA[Remodelors Council]]></category>
		<category><![CDATA[reputable contractor]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=127</guid>
		<description><![CDATA[Whether you’re planning an addition for a growing family or simply getting new storm windows, finding a competent and reliable contractor is the first step to a successful and satisfying home improvement project.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Mortgage Discrimination  And Your Rights</title>
		<link>http://successfull-rewards.com/real-estate/mortgage-discrimination-and-your-rights</link>
		<comments>http://successfull-rewards.com/real-estate/mortgage-discrimination-and-your-rights#comments</comments>
		<pubDate>Wed, 16 Sep 2009 19:03:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=125</guid>
		<description><![CDATA[




 
The Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA) protect you against discrimination when you apply for a mortgage to purchase, refinance, or make home improvements.
Your Rights Under ECOA
The ECOA prohibits discrimination in any aspect of a credit transaction based on:
race or color;
religion;
national origin;
sex;
marital status;
age (provided the applicant has the capacity to [...]]]></description>
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		<item>
		<title>Utilities credit&#8230; everyone has one</title>
		<link>http://successfull-rewards.com/real-estate/utilities-credit-everyone-has-one</link>
		<comments>http://successfull-rewards.com/real-estate/utilities-credit-everyone-has-one#comments</comments>
		<pubDate>Wed, 16 Sep 2009 19:00:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=123</guid>
		<description><![CDATA[Of all the many different types of credit - for example, retail credit, loans, charge cards, and mortgages - utility credit may be the one that most people cannot do without. Utility credit is the credit extended to users of gas, electricity, and water services. Phone
service also can be considered a utility.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Home Equity loans can be risky</title>
		<link>http://successfull-rewards.com/real-estate/home-equity-loans-can-be-risky</link>
		<comments>http://successfull-rewards.com/real-estate/home-equity-loans-can-be-risky#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:19:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=117</guid>
		<description><![CDATA[If you are a homeowner who needs money to pay bills or for home repairs, you may think a home equity loan is the answer. But not all loans and lenders are the same--you should shop around.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Reverse Mortgages and some facts about them</title>
		<link>http://successfull-rewards.com/real-estate/reverse-mortgages-and-some-facts-about-them</link>
		<comments>http://successfull-rewards.com/real-estate/reverse-mortgages-and-some-facts-about-them#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:17:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Adjustable-rate mortgage]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Fixed rate mortgage]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=115</guid>
		<description><![CDATA[Be a Savvy Consumer 
Be cautious if anyone tries to sell you something, like an annuity, and suggests that a reverse mortgage would be an easy way to pay for it. If you don’t fully understand what they’re selling, or you’re not sure you need what they’re selling, be even more skeptical.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HELOC: Getting the Equity rate you deserve</title>
		<link>http://successfull-rewards.com/real-estate/heloc-getting-the-equity-rate-you-deserve</link>
		<comments>http://successfull-rewards.com/real-estate/heloc-getting-the-equity-rate-you-deserve#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:16:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=113</guid>
		<description><![CDATA[When you open a home equity line, the transaction puts your home at risk. If the home involved is your principal dwelling, the Truth in Lending Act gives you 3 days from the day the account was opened to cancel the credit line. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What to look for in a new mortgage</title>
		<link>http://successfull-rewards.com/real-estate/what-to-look-for-in-a-new-mortgage</link>
		<comments>http://successfull-rewards.com/real-estate/what-to-look-for-in-a-new-mortgage#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:14:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=111</guid>
		<description><![CDATA[Some lenders require 20 percent of the home’s purchase price as a down payment. However, many lenders now offer loans that require less than 20 percent down--sometimes as little as 5 percent on conventional loans. ]]></description>
		<wfw:commentRss>http://successfull-rewards.com/real-estate/what-to-look-for-in-a-new-mortgage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Housing Loans Have Their Own Rule</title>
		<link>http://successfull-rewards.com/real-estate/housing-loans-have-their-own-rule</link>
		<comments>http://successfull-rewards.com/real-estate/housing-loans-have-their-own-rule#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:11:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=108</guid>
		<description><![CDATA[The Equal Credit Opportunity Act prohibits discrimination in any aspect of a credit transaction on the basis of race, religion, age, color, national origin, receipt of public assistance funds, sex, marital status, or the exercise of any right under the Consumer Credit Protection Act]]></description>
		<wfw:commentRss>http://successfull-rewards.com/real-estate/housing-loans-have-their-own-rule/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Applying for a mortgage</title>
		<link>http://successfull-rewards.com/real-estate/applying-for-a-mortgage</link>
		<comments>http://successfull-rewards.com/real-estate/applying-for-a-mortgage#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:10:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=106</guid>
		<description><![CDATA[The mortgage application process requires considerable paperwork. First there is the application form, which asks for detailed information about you, your employment record, the house you want to purchase, etc. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government Mortgages, what to look for in the print</title>
		<link>http://successfull-rewards.com/real-estate/government-mortgages-what-to-look-for-in-the-print</link>
		<comments>http://successfull-rewards.com/real-estate/government-mortgages-what-to-look-for-in-the-print#comments</comments>
		<pubDate>Tue, 15 Sep 2009 20:55:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://successfull-rewards.com/?p=104</guid>
		<description><![CDATA[Other factors important to your mortgage decision are the length of the loan and the down payment required by the lender. The longer the term and the larger the down payment, the smaller your monthly payments will be.]]></description>
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